The Liz Moore Market Watch Blog

Yes, you CAN buy a home for a dollar!  Thanks to the Liz Moore & Associates $1 VA Move In program, qualified VA buyers in Hampton Roads, Virginia can make their homeownership dreams come true with no money down!

Here is how it works:  Participating Liz Moore listings with sales prices up to the VA loan limit of $458,000 have partnered with 5 of our preferred lenders and Lytle Title to pay all of the buyer’s closing costs and prepaid items, including a survey and owner’s title insurance.  What does that mean for VA eligible buyers?  That you can put just one dollar down as an earnest money deposit, and move in after closing with no more money out of pocket!

For example, you can buy a $300,000 home with 0 down will have a monthly house payment of $1333 (principal and interest only), for a 30 year loan with a fixed interest rate of 3.25% (APR 3.434%).  Hurry – rates may change!  In this example, the seller will pay $6,700 of costs on your behalf, enabling you to move in for a dollar.

Relocating to Fort Eustis or Langley AFB, VA?  We have a military team who is specially trained to serve your needs as a relocating military family.  Our VA $1 Move In program is just one of the many benefits available to our military clients who are in PCS mode to the Historic Triangle of Virginia.

How do you learn more about the program, see if you qualify, and check out which listings are participating in the campaign?  Just visit www.OneDollarVAMoveIn.com, click below, or call a Liz Moore office at 757.873.2707 (Peninsula) or 757.645.4106 (Williamsburg) for details!

The Military Team at Liz Moore and Associates, with help from other agents and clients, recently sent over 150 boxes of Girl Scout cookies to troops serving overseas.  This is something the team does every year to say "thank you" to the men and women that fight for our freedom.  

The Military Team received a letter of thanks, along with a photo, from Joint Task Force-Bravo, Soto Cano, Honduras.

"It's simple gestures like what you guys did that have an astronomical effect on service members that are deployed or away from friends and family for a while.  I can't relay the feeling you get when you get a box or piece of mail and get to escape from where you're at, if only for a minute.  Having been deployed four times, I still get butterflies when it's time to check the mail," one solider said in an excerpt from the letter.

Thank you to everyone who donated to this cause!

For more information on ways you can help, email us at pcs@lizmoore.com or click below.  

Are you interested in hot real estate topics, tips and trends?  
Click below to subscribe to our blog! 

 

The Military Team at Liz Moore and Associates, with help from other agents and clients, recently sent over 150 boxes of Girl Scout cookies to troops serving overseas.  In addition to Girl Scout cookies, the care packages were filled with personal hygiene items and Easter candy. 

“A box of thanks” is sent to the troops overseas twice a year by Liz Moore agents Vic and Diana Rondinelli, with help from the Liz Moore Military Team.  The military life engrained in their own lives, they are parents of a career Army Captain who served in Iraq and Kosovo, and Diana spent 20 years as an Army wife and Civil Service employee.  

In November, they will begin collecting Christmas cards to send to troops overseas so they have something to send back to their family and friends in the states.  Christmas cards are not something available to them while they are stationed overseas.

For more information on ways you can help, email us at pcs@lizmoore.com or click below.  

Are you interested in hot real estate topics, tips and trends?  
Click below to subscribe to our blog! 

 

Liz Moore and Associates, sponsored by the Liz Moore and Associates Military Team, is collecting Girl Scout Cookies to send to our military stationed overseas.  In addition to the cookies, they will be sending personal hygiene products and other fun items in the packages.

The Liz Moore Military Team has been sending Christmas Cards to the Troops in November, and Girl Scout Cookies in the Spring, every year since 2005 with the help of Liz Moore agents Vic and Diana Rondinelli.

You may drop off boxed cookies or other donations to one of our offices office prior to March 20th.  Your thoughtfulness will be a sweet memory and just another reminder of how much we appreciate their service!  Help us spread the word!  For more information, email pcs@lizmoore.com. 

Do your Spring plans include a Military Move to the Hampton Roads area?  Don’t let the process of relocating to Fort Eustis or Langley AFB be stressful – let the Liz Moore Military Team do the heavy lifting for you, so you can enjoy getting to know your new community!  Contact us at PCS@lizmoore.com or request a relocation package below. 

Every year the Liz Moore & Associates’ Military Team collects Christmas cards to send to troops overseas so they have something to send back to their family and friends in the states.  Christmas cards are not something available to them while they are stationed overseas.  In 2013, over 100 boxes of cards were sent to our troops, along with eight care packages, and the Military Team is working to send even more this year.

You can help by bringing boxes of new Christmas cards to one of our Liz Moore offices by November 7th.  For more information, email us at pcs@lizmoore.com or click below.  Help us spread the word and collect more cards than ever!

Active duty military, reservists, retirees, veterans, and their dependents will receive free Colonial Williamsburg admission during the Memorial Day weekend (May 23–26, 2014).  The Visitor Center will help orient you for your experience into the Revolutionary City and give you a glimpse into all that Colonial Williamsburg has to offer.

A Memorial Day Commemorative Program will take place on Monday, May 26th from 10-11am at various sites in the Revolutionary City.  This modern service will honor military veterans who died while serving their country. A procession with Fife and Drum support will proceed from the Palace to Bruton Parish Church and the French gravesite. Wreaths will be laid, prayers given, and volleys fired at each stop to honor soldiers of the American Revolution and Civil War interred nearby.  For more information, click here.

Interested in finding more things to do in and around the Historic Triangle? Subscribe here to our blog as we post ideas frequently.  You also can purchase a copy of Liz’s recently published book, 101 Reasons to Love Living in the Historic Triangle, in either paperback or e-book version by clicking the button below.

Are you interested in hot real estate topics, tips and trends?  
Click below to subscribe to our blog!

The Department of Veterans Affairs (VA) recently announced that they have revised their loan limits for borrowers with no down payment and proper entitlement in certain areas across the nation.

In Hampton Roads cities, the VA loan limit increased from $417,000 to $458,850.

These limits apply to all loans closed February 28, 2014, through December 31, 2014. VA loan limits are based off of median home values estimated  by the Federal Housing Administration (FHA).

Why are VA loans attractive to borrowers?  VA loans are one of the few remaining loan products where the borrower can buy a home with no down payment.  VA interest rates are low, and qualifying is not as difficult as it can be for many other types of conventional financing.

Click here for a full list of VA loan limits.

Do your Spring plans include a Military Move to the Hampton Roads area?  Don’t let the process of relocating to Fort Eustis or Langley AFB be stressful – let the Liz Moore Military Team do the heavy lifting for you, so you can enjoy getting to know your new community!  Contact us at PCS@lizmoore.com or request a relocation package below. 

Liz Moore and Associates, sponsored by the Liz Moore and Associates Military Team, is collecting Girl Scout Cookies to send to our military stationed overseas.  In addition to the cookies, they will be sending personal hygiene products and other fun items in the packages.

The Liz Moore Military Team has been sending Christmas Cards to the Troops in November, and Girl Scout Cookies in the Spring, every year since 2005 with the help of Liz Moore agents Vic and Diana Rondinelli.

After sending cookies last year, a flag was unfurled and flown in combat over Afghanistan for Vic and Diana and the Military Team.  

You may drop off boxed cookies or other donations to one of our offices office prior to February 28th.  Your thoughtfulness will be a sweet memory and just another reminder of how much we appreciate their service!  Help us spread the word!  For more information, email pcs@lizmoore.com. 

Do your Spring plans include a Military Move to the Hampton Roads area?  Don’t let the process of relocating to Fort Eustis or Langley AFB be stressful – let the Liz Moore Military Team do the heavy lifting for you, so you can enjoy getting to know your new community!  Contact us at PCS@lizmoore.com or request a relocation package below. 

The 2013 Christmas Card Collection for the Troops was a success!   

The Liz Moore Military Team, Residential and Commercial Divisions,  Lytle Title and Lytle Law, friends and clients collected Christmas Cards to send to troops overseas so they would have cards to send home to their loved ones. Christmas cards are not something available to them while they are stationed overseas.

This year 12 large boxes were shipped, along with some snacks and hygiene items, to Marines, Air Force, Army and Navy servicemen.  Thank you all for your support again.  Mission accomplished!  

Are you interested in hot real estate topics, tips and trends?  
Click below to subscribe to our blog! 

Every year the Liz Moore & Associates’ Military Team collects Christmas cards to send to troops overseas so they have something to send back to their family and friends in the states.  Christmas cards are not something available to them while they are stationed overseas.  In 2012, over 20,000 cards were sent to our troops, and the Military Team is working to send even more this year.

You can help by bringing boxes of new Christmas cards to one of our Liz Moore offices by November 13th.  For more information, email us at pcs@lizmoore.com or click below.  Help us spread the word and collect more cards than ever!

If you are stationed at Fort Eustis or Langley Air Force Base, Virginia, you might be thinking of visiting Bush Gardens or Water Country USA this Summer.

The Waves of Honor program permits any active duty military, activated or drilling reservist, or National Guardsman to one complimentary admission per year to either SeaWorld®, Busch Gardens®, Adventure Island®, Water Country USA®, Sesame Place®, or weekdays at Aquatica San Diego for military personnel and as many as three direct dependants. Must have a valid active military ID for service member and for their direct dependents in order to participate.

You can register for your passes online by clicking here.

Do your Summer plans include a Military Move to the Hampton Roads area?  Don’t let the process of relocating to Fort Eustis or Langley AFB be stressful – let the Liz Moore Military Team do the heavy lifting for you, so you can enjoy getting to know your new community!  Contact us at PCS@lizmoore.com or request a relocation package below. 

Summer is almost here!  Why not spend some time visiting the beautiful parks this country has to offer?

An Annual National Parks Pass is available for free for US Military and their dependents in the Army, Navy, Air Force, Marines, and Coast Guard, as well as most members of the US Reserves and National Guard.  This pass covers entrance to Fish and Wildlife Service and National Park Service sites that charge Entrance Fees, and Standard Amenity Fees at Forest Service, Bureau of Land Management and Bureau of Reclamation sites.

Click here for more information on obtaining your free pass.

Do your Summer plans include a Military Move to the Hampton Roads area?  Don’t let the process of relocating to Fort Eustis or Langley AFB be stressful – let the Liz Moore Military Team do the heavy lifting for you, so you can enjoy getting to know your new community!  Contact is at PCS@lizmoore.com or request a relocation package below. 

Yes, you CAN buy a home for a dollar!  Thanks to the Liz Moore & Associates $1 VA Move In program, qualified VA buyers in Hampton Roads, Virginia can make their homeownership dreams come true with no money down!

Here is how it works:  Participating Liz Moore listings with sales prices up to the VA loan limit of $417,000 have partnered with 5 of our preferred lenders and Lytle Title to pay all of the buyer’s closing costs and prepaid items, including a survey and owner’s title insurance.  What does that mean for VA eligible buyers?  That you can put just one dollar down as an earnest money deposit, and move in after closing with no more money out of pocket!

For example, you can buy a $300,000 home with 0 down will have a monthly house payment of $1333 (principal and interest only), for a 30 year loan with a fixed interest rate of 3.25% (APR 3.434%).  Hurry – rates may change!  In this example, the seller will pay $6,700 of costs on your behalf, enabling you to move in for a dollar.

Relocating to Fort Eustis or Langley AFB, VA?  We have a military team who is specially trained to serve your needs as a relocating military family.  Our VA $1 Move In program is just one of the many benefits available to our military clients who are in PCS mode to the Historic Triangle of Virginia.

How do you learn more about the program, see if you qualify, and check out which listings are participating in the campaign?  Just visit www.OneDollarVAMoveIn.com, click below, or call a Liz Moore office at 757.873.2707 (Peninsula) or 757.645.4106 (Williamsburg) for details!

PCSing to a new base can be overwhelming.  That’s why we have a specialized Military Team to serve you; the Liz Moore Military Team is a team of experts who have years of experience helping military families relocate.  Here is how they can help you with a move to Fort Eustis or Langley AFB:

• Help you find the right lender and get you pre-approved for a mortgage (we also offer a special incentive to our VA qualified buyers which you can learn more about at www.OneDollarVAMoveIn.com)

• Give you an overview of local neighborhoods near Fort Eustis or Langley AFB that meet the needs of your family (check out our neighborhood guides)

• Help you select and then show you homes near Fort Eustis or Langley AFB that meet your criteria

• Advise you regarding market trends, home values, and other information to develop a solid negotiating strategy

• Help you formulate an offer on the home you choose

• Guide you through the process of home inspections and contract to close, including recommending settlement providers who will do a good job for you

Don’t let the process of relocating to Fort Eustis or Langley AFB be stressful – let the Liz Moore Military Team do the heavy lifting for you, so you can enjoy getting to know your new community!  Contact is at PCS@lizmoore.com or request a relocation package below. 

The best way to learn if you qualify for a VA loan is to talk with a local lender – there is no cost or obligation for that phone call, and a local lender can help you assess your VA benefits and help you to determine if a VA loan is the best financing option for your situation.  We work with some great lenders in the Tidewater area, who are pros at finding competitive loan products and rates for our clients.

Here are a few guidelines to get you started:  generally speaking, if you are active duty or have been honorably discharged, then you may be eligible for a VA loan:

• Served 181 days during peacetime (Active Duty)

 • Served 90 days during war time (Active Duty)

 • Served 6 years in the Reserves or National Guard

 • You are the spouse of a service member who was killed in the line of duty

Click Here for an expanded list of VA eligibility requirements.

Your lender will help you apply for a certificate of eligibility, which verifies to the lender that you are able to secure VA financing on the home you purchase.

Why are VA loans attractive to borrowers?  VA loans are one of the few remaining loan products where the borrower can buy a home with no down payment.  VA interest rates are low, and qualifying is not as difficult as it can be for many other types of conventional financing.

If you’re interested in finding a new home with no money down, check out our OneDollarVAMoveIn website.

Military families retiring to Williamsburg, VA are getting more than just a fairly mild climate, they are getting a highly rated retirement town.

The magazine “Where to Retire” selected Williamsburg, Virginia as a top retirement town.  According to Editor Mary Lu Abbott, “Williamsburg residents get the best of two centuries.  Retirees can enjoy the perks of modern-day America, complete with fine dining, art museums and theme parks, and in the same day have an 18^th-century adventure in Colonial Williamsburg.  The College of William and Mary adds to the sophistication and culture and offers extensive leisure-learning opportunities.”

With over 700,000 Americans relocating to new towns to retire each year, retiring to Williamsburg, VA is becoming more common.  However, Williamsburg has many things to do for non-retirees as well; and with military discounts at places like Busch Gardens and Colonial Williamsburg, members from Ft. Eustis and Langley AFB should definitely make that short drive with their families and enjoy everything that Williamsburg has to offer.

Thinking about retiring to Williamsburg, VA?  Check out our $1 VA Move-In program and buy a house for just $1 down!

The 2012 Christmas Card Collection for the Troops was a success!   The Liz Moore Military Team, Residential and Commercial Divisions,  Lytle Title and Lytle Law, friends, clients andTowneBank collected approximately 20,000 cards!  A special thanks to Jim Baldesare at Atlantic Bay for contributing towards the cost of postage!

Every year the Liz Moore & Associates’ Military Team collects Christmas cards to send to troops overseas so they have something to send back to their family and friends in the states.  Christmas cards are not something available to them while they are stationed overseas.

This year the packages were mailed to seven Marines, Air Force, Army and Navy servicemen last week.  At least one Marine in Afghanistan has already received and distributed his package!

Thank you all for your support again this year.  Mission accomplished!

The Liz Moore & Associates’ Military Team specializes in homes for sale in Newport News, Hampton, York County, Poquoson, and Williamsburg, VA as well as surrounding markets.  They know the best buys, and are experienced negotiators in the Hampton Roads area, as well as offering military friendly support to families relocating to Langley Air Force Base, Ft. Eustis, Camp Perry and Coast Guard Training Center Yorktown.  When you PCS to Hampton Roads, VA, you will find that our team understands that when a family member enlists in the military, the entire family joins…thank you for serving our Country, and we look forward to serving your real estate needs!

Don’t forget to ask us about our special One Dollar Move In program for our military clients!

When you’re transferred to Hampton Roads, if you’re interested in homes for sale in the local market, call 757-873-2707 or e-mail us at PCS@lizmoore.com .